When living around the water, there are several aspects that a homeowner must consider when it comes to their insurance. Not only is the home needing to be insured, but the docks, marinas and other property owned around the water must be insured. Storm damage, fires and other natural disasters can happen rendering of your property damaged. Therefore, marine insurance is a must have. It is going to provide you with the peace of mind that your regular homeowners insurance is not going to cover.
Risk Analysis: when we come to your property, we look at what risks are present. We want to identify what could happen at your property that will need to be protected.
Market Analysis: There are many insurance companies out there on the market and through looking at the market analysis, we ensure that you are getting the best option for your marine insurance from us, each time that it is time to renew your policy.
Compliance: There are several compliance issues that marine insurance must contend with. We stay on top of these compliances, so that you are never the one that suffers. These compliances can include providing certificate of insurance to those who need these, filing these certificates with regulatory bodies and the like.
Claims: Marine insurance is meant to be there when you need it, so going through the claims process should not be so daunting that you consider not making a claim. That is the goal here at Utopia. We have made our claims process one that is easier on you. We get you connected to whoever you need to get this claim processed thoroughly and in a timely manner. We want the claim to be closed to your satisfaction.
Technology: Utopia does offer the latest technology to help you in managing your Marine insurance needs. Whether you need to talk to someone personally or look at your policy online, we have the options to do so.