Is there a risk if you hire an unlicensed roofer? Yes.
As the top commercial management company in Ventura, we can tell you that replacing the roof on a rental property is one of the most expensive things that any landlord or owner will have to do.
Sadly, many landlords may be tempted to hire an unlicensed roofer to replace the roof of their rental property especially if that roofer offered them a lower price.
If you’ve been thinking about hiring an unlicensed roofer there are serious risks that you face with having them work on your roof including the following:
Reason #1 – Your Legal Actions Against An Unlicensed Roofing Contractor Are Limited
Did you know that if you have a legal issue with an unlicensed roofing contractor your legal actions are limited? That’s right! You won’t be able to call a licensing agency for them to mediate between you and the contractor so it’s unlikely that you will recover any losses that you may have had.
Without the benefit of mediation, you’re faced with having to file a civil lawsuit against the unlicensed roofing contractor and litigation can be expensive.
What’s even worse is that many unlicensed contractors go in and out of business to dodge civil lawsuits so it’s possible that you may never collect money from an unlicensed roofing contractor if you were to take them to court.
Since unlicensed roofing contractors don’t have any “skin in the game” or an actual license, the reality is that there’s less of an incentive for them to do quality work because they know that it’s easy for them to get away with poor work while they move on to the next job.
Reason #2 – They Could Also Not Be Insured.
Another reason to not hire an unlicensed roofing contractor is that the “contractor” that you choose could also not be insured and without workers compensation insurance or even without liability insurance.
Without insurance, this means that if the contractor’s employee gets injured while on the job (on your roof) you could be held responsible for paying their medical bills.
It’s also important for you to know that if an unlicensed contractor doesn’t have liability insurance you could also be responsible for paying for damages to your roof or your home should an accident occur.
Reason #3 – No License Could Also Mean They Are Not bonded
These days it’s commonplace for most contractors to be bonded but what most people don’t know is that a bonded contractor means that they have another type of insurance that protects the consumer should the contractor not complete their job.
Hiring an unlicensed contractor means if they don’t complete the job or finish it to your satisfaction you stand little chance of receiving any financial compensation of the opportunity of getting that contractor to come back and complete the project.
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